Rate Lock-In Heatmap — Active Book by Vintage × Note Rate
Active Book by Note Rate × Loan Age
Rate Lock-In Heatmap — Active Book by Vintage × Refi Incentive
Rate Lock-In Heatmap — Active Book by Origination Month × Note Rate (past 60 months)
Top 25 Mortgage Lenders (Loading period...)
Rank
Lender Name
Volume (Billions)
Rank Change
2024 Volume
Compare Two Mortgage Lenders
Lender A
Lender B
Comparison Summary
Annual Originated Volume & Market Share
Product, Purpose & Occupancy Mix
State Concentration Spread
Browse Lenders
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#
Charter
Lender
HQ
Total Volume ↓
Loans
Recent
LEIs
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Lender Drilldown
Key Indicators (current year)
Annual Volume Decomposition, Denial Rate & National Rank
Loan-Type Trend (Conventional vs. Government Programs)
Composition
Originations by Subject Property State
State Concentration vs Market
Top 10 States (current vs previous year)
State
Current Volume
Current Loans
Prev Volume
YoY %
Loan Size Distribution (current year)
Servicing Transfer Monitor (Fannie Mae Cohort)
Latest Active Servicers (by UPB)
Servicer
Loans
UPB
Share
Top Transfer Routes (All Events)
From
To
Events
Share
Portfolio Strategy, Investor Channels & Trends to Watch
HMDA counts only what this LEI self-reports; loans table-funded by an aggregator appear under the aggregator's LEI, so true origination may be larger. Named columns lien_status, qm_status, interest_only, balloon in the raw parquet do not match the FFIEC spec reliably — loan-type, purpose and occupancy breakdowns derive from positional HMDA fields validated against national distributions.
Mortgage Rate Contribution Graph (Absolute)
Mortgage Rate Change Heatmap (Daily Δ in Basis Points)
Disclaimer
mtgmon publishes mortgage market analytics derived from public datasets. Information here is for reference only.
Not advice
Nothing on mtgmon.com is financial, investment, lending, legal, or tax advice. Mortgage and credit decisions depend on personal circumstances that aggregate market data does not reflect. Consult a licensed professional before acting on anything you read here.
No warranty
Data is presented "as is" without warranty of any kind. We apply reasonable care to source, transform, and present the data accurately, but original sources may contain errors, the data may be stale, and our processing may introduce errors of its own. Accuracy, completeness, and timeliness are not guaranteed.
Data attribution
Analytics on this site are built on public datasets:
HMDA — Loan application records published by the Consumer Financial Protection Bureau (CFPB).
Fannie Mae Single-Family Loan Performance Data — Provided by Fannie Mae for educational, research, and analytical purposes.
Freddie Mac Single-Family Loan-Level Dataset — Provided by Freddie Mac.
FRED — Federal Reserve Economic Data, Federal Reserve Bank of St. Louis.
Market rates & futures — Various public market-data publications.
The presentation, analysis, and aggregation on mtgmon.com are independent work and are not endorsed by or affiliated with the data providers.
Privacy Policy
Last updated 2026-05-12.
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